Planning for Singles

Estate Planning for Singles

Serving Individuals throughout Huntsville, Alabama and the Surrounding Areas

If you are single, then you are in good company. According to the most recent U.S. Census, more than half of all adult Americans are single, too. Whether you just turned 18 or are 118, one thing you share with your married counterparts is the need for essential estate planning.

Even if you do not have two dimes to rub together, you are your estate. Who will make your basic decisions if you are unable to (legally incapacitated) due to a serious injury or illness?

Unless you legally appoint the decision-maker of your own selection in advance through proper estate planning, then a probate judge will select one for you. The probate court process to accomplish this is expensive, discloses your private personal and financial information to the public record and is a real hassle for your loved ones.

Did you know that in the absence of proper estate planning, your assets will be distributed after death based on “one-size-fits-all” state laws written for people who failed to plan? Of course, this impersonal estate plan written by state lawmakers will not  reflect your desires for your legacy.

Fortunately, we can help you avoid the probate and replace that impersonal, state-written, one-size-fits-all estate plan with a personalized one we design together. We make sure you coordinate the beneficiary designations on your life insurance and retirement plans with your estate plan to avoid unpleasant, unintended consequences.